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	<title>Social Housing Today &#187; Insurance</title>
	<atom:link href="http://blog.shscorp.ca/index.php/tag/insurance/feed/" rel="self" type="application/rss+xml" />
	<link>http://blog.shscorp.ca</link>
	<description>an SHSC blog</description>
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		<title>Hope for the Best, Expect the Worst: Developing a Risk Management Plan</title>
		<link>http://blog.shscorp.ca/index.php/2011/09/01/hope-for-the-best-expect-the-worst-developing-a-risk-management-plan/</link>
		<comments>http://blog.shscorp.ca/index.php/2011/09/01/hope-for-the-best-expect-the-worst-developing-a-risk-management-plan/#comments</comments>
		<pubDate>Thu, 01 Sep 2011 18:21:08 +0000</pubDate>
		<dc:creator>Rachel Magee</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[heat map]]></category>
		<category><![CDATA[Housing Providers]]></category>
		<category><![CDATA[managing your property]]></category>
		<category><![CDATA[preventive maintenance]]></category>
		<category><![CDATA[risk]]></category>
		<category><![CDATA[risk management]]></category>
		<category><![CDATA[service managers]]></category>

		<guid isPermaLink="false">http://blog.shscorp.ca/?p=2170</guid>
		<description><![CDATA[<a href="/index.php/2011/09/01/hope-for-the-best-expect-the-worst-developing-a-risk-management-plan"><img class="alignleft size-full wp-image-2180" title="Hope for the Best, Expect the Worst" src="/wp-content/uploads/2011/09/heatmap.png" alt="Hope for the Best, Expect the Worst" width="568" height="314" /></a>
There seem to be as many definitions of ‘risk’ as there are risk managers, but simply put, risk is anything that impacts your ability to achieve your objectives. By identifying risks and strategies for mitigating risks, some incidents can be prevented and the impact of others can be controlled. Learn how to develop your own risk management plan.]]></description>
		<wfw:commentRss>http://blog.shscorp.ca/index.php/2011/09/01/hope-for-the-best-expect-the-worst-developing-a-risk-management-plan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Natural Disasters and Their Impact on Insurance Premiums in Canada</title>
		<link>http://blog.shscorp.ca/index.php/2011/06/30/natural-disasters-and-their-impact-on-insurance-premiums-in-canada/</link>
		<comments>http://blog.shscorp.ca/index.php/2011/06/30/natural-disasters-and-their-impact-on-insurance-premiums-in-canada/#comments</comments>
		<pubDate>Thu, 30 Jun 2011 14:32:47 +0000</pubDate>
		<dc:creator>Rachel Magee</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Housing Providers]]></category>
		<category><![CDATA[premiums]]></category>
		<category><![CDATA[service managers]]></category>

		<guid isPermaLink="false">http://blog.shscorp.ca/?p=1742</guid>
		<description><![CDATA[<a href="/index.php/2011/06/30/natural-disasters-and-their-impact-on-insurance-premiums-in-canada" title="Natural Disasters and Their Impact on Insurance Premiums in Canada"><img class="size-full wp-image-1765 " title="japanquake" src="/wp-content/uploads/2011/06/japanquake.png" alt="Natural Disasters and Their Impact on Insurance Premiums in Canada" width="560" height="272" /></a>

Natural disasters appear to becoming an increasingly more common occurrence.  What do these events and their related costs mean to you as a housing provider?]]></description>
		<wfw:commentRss>http://blog.shscorp.ca/index.php/2011/06/30/natural-disasters-and-their-impact-on-insurance-premiums-in-canada/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>7 FAQs on Common Room Insurance</title>
		<link>http://blog.shscorp.ca/index.php/2011/05/06/7-faqs-on-common-room-insurance/</link>
		<comments>http://blog.shscorp.ca/index.php/2011/05/06/7-faqs-on-common-room-insurance/#comments</comments>
		<pubDate>Fri, 06 May 2011 17:09:02 +0000</pubDate>
		<dc:creator>Rachel Magee</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Common Rooms]]></category>
		<category><![CDATA[Housing Providers]]></category>
		<category><![CDATA[managing risk]]></category>
		<category><![CDATA[managing your property]]></category>
		<category><![CDATA[service managers]]></category>

		<guid isPermaLink="false">http://blog.shscorp.ca/?p=1531</guid>
		<description><![CDATA[<a href="/index.php/2011/05/06/7-faqs-on-common-room-insurance" title="7 FAQs on Common Room Insurance"><img src="wp-content/uploads/2011/05/commonroominsurance.png" alt="" /></a>
Do my residents need this insurance for regular meetings or casual gatherings? What is the benefit to my corporation in requiring our residents to purchase their own insurance? How much does the insurance cost and how do our residents apply for it? And More.]]></description>
		<wfw:commentRss>http://blog.shscorp.ca/index.php/2011/05/06/7-faqs-on-common-room-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ontario’s Auto Insurance Reforms</title>
		<link>http://blog.shscorp.ca/index.php/2010/09/15/ontarios-auto-insurance-reforms/</link>
		<comments>http://blog.shscorp.ca/index.php/2010/09/15/ontarios-auto-insurance-reforms/#comments</comments>
		<pubDate>Wed, 15 Sep 2010 16:53:35 +0000</pubDate>
		<dc:creator>Rachel Magee</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Auto]]></category>
		<category><![CDATA[Car]]></category>
		<category><![CDATA[Housing Providers]]></category>
		<category><![CDATA[Reform]]></category>

		<guid isPermaLink="false">http://blog.shscorp.ca/?p=1019</guid>
		<description><![CDATA[<a href="/index.php/2010/09/15/ontarios-auto-insurance-reforms/"><img src="/wp-content/uploads/2010/09/CarInsurance582x200.gif" alt="Ontario&#039;s Auto Insurance Reforms" title="Ontario&#039;s Auto Insurance Reforms" width="568" height="200" class="aligncenter size-full wp-image-1020" /></a>
If you drive, you need auto insurance and you have probably heard about the auto insurance reforms that became effective in Ontario on September 1st.  What you may not have heard about though, is what those reforms are and why they were necessary.  ]]></description>
		<wfw:commentRss>http://blog.shscorp.ca/index.php/2010/09/15/ontarios-auto-insurance-reforms/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Potting Soil: A Hidden Household Fire Risk</title>
		<link>http://blog.shscorp.ca/index.php/2010/08/18/potting-soil-a-hidden-household-fire-risk/</link>
		<comments>http://blog.shscorp.ca/index.php/2010/08/18/potting-soil-a-hidden-household-fire-risk/#comments</comments>
		<pubDate>Wed, 18 Aug 2010 15:02:13 +0000</pubDate>
		<dc:creator>Rachel Magee</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[fire]]></category>
		<category><![CDATA[managing risk]]></category>
		<category><![CDATA[potting soil]]></category>

		<guid isPermaLink="false">http://blog.shscorp.ca/?p=976</guid>
		<description><![CDATA[<a href="/index.php/2010/08/18/potting-soil-a-hidden-household-fire-risk" title="Potting Soil: A Hidden Household Fire Risk"><img src="/wp-content/uploads/2010/08/pottingsoil.jpg" alt="Potting Soil: A Hidden Household Fire Risk" title="Potting Soil" width="568" height="200" class="aligncenter size-full wp-image-982" /></a> As a housing provider and landlord, you are constantly on the lookout for hazards and potential safety risks.  But did you ever think that potting soil could pose a fire hazard?  ]]></description>
		<wfw:commentRss>http://blog.shscorp.ca/index.php/2010/08/18/potting-soil-a-hidden-household-fire-risk/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Party Room/Common Room Rentals – Part 5 in a 5-part series</title>
		<link>http://blog.shscorp.ca/index.php/2010/06/14/party-roomcommon-room-rentals-part-5-in-a-5-part-series/</link>
		<comments>http://blog.shscorp.ca/index.php/2010/06/14/party-roomcommon-room-rentals-part-5-in-a-5-part-series/#comments</comments>
		<pubDate>Mon, 14 Jun 2010 18:05:20 +0000</pubDate>
		<dc:creator>Rachel Magee</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Common Rooms]]></category>
		<category><![CDATA[Housing Providers]]></category>

		<guid isPermaLink="false">http://blog.shscorp.ca/?p=801</guid>
		<description><![CDATA[<a href="/index.php/2010/06/14/party-roomcommon-room-rentals-part-5-in-a-5-part-series/" title="Party Room/Common Room Rentals - Part 5 in a 5-part series"><img class="alignleft size-full wp-image-805" title="partyroomseries" src="/wp-content/uploads/2010/06/partyroomseries.jpg" alt="partyroomseries" width="568" height="200" /></a>
Over the last few weeks, we’ve talked about the different considerations when renting out your common and/or party rooms.  What have we learned? <a href="/index.php/2010/06/14/party-roomcommon-room-rentals-part-5-in-a-5-part-series/" title="Party Room/Common Room Rentals - Part 5 in a 5-part series">More>></a>]]></description>
		<wfw:commentRss>http://blog.shscorp.ca/index.php/2010/06/14/party-roomcommon-room-rentals-part-5-in-a-5-part-series/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Party Room/Common Room Rentals – Part 4 in a 5-part series</title>
		<link>http://blog.shscorp.ca/index.php/2010/05/20/party-roomcommon-room-rentals-part-4-in-a-5-part-series/</link>
		<comments>http://blog.shscorp.ca/index.php/2010/05/20/party-roomcommon-room-rentals-part-4-in-a-5-part-series/#comments</comments>
		<pubDate>Thu, 20 May 2010 14:27:43 +0000</pubDate>
		<dc:creator>Rachel Magee</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Common Rooms]]></category>
		<category><![CDATA[Housing Providers]]></category>

		<guid isPermaLink="false">http://blog.shscorp.ca/?p=758</guid>
		<description><![CDATA[<a href="/index.php/2010/05/20/party-roomcommon-room-rentals-part-4-in-a-5-part-series/" title="Party Room/Common room Rentals - Part 4 in a 5-part Series"><img class="alignleft size-full wp-image-750" title="commonroom100" src="/wp-content/uploads/2010/05/commonroom100.gif" alt="commonroom100" width="100" height="100" /></a>When renting out your common and/or party rooms, one last thing to remember is that any property belonging to your tenants, the event attendees or organizers is not covered by your corporation’s insurance policy. <a href="/index.php/2010/05/20/party-roomcommon-room-rentals-part-4-in-a-5-part-series/">More>></a>]]></description>
		<wfw:commentRss>http://blog.shscorp.ca/index.php/2010/05/20/party-roomcommon-room-rentals-part-4-in-a-5-part-series/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Party Room/Common Room Rentals &#8211; Part 3 in a 5-part series</title>
		<link>http://blog.shscorp.ca/index.php/2010/04/09/party-roomcommon-room-rentals-part-3-in-a-5-part-series/</link>
		<comments>http://blog.shscorp.ca/index.php/2010/04/09/party-roomcommon-room-rentals-part-3-in-a-5-part-series/#comments</comments>
		<pubDate>Fri, 09 Apr 2010 17:06:02 +0000</pubDate>
		<dc:creator>Rachel Magee</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Common Rooms]]></category>
		<category><![CDATA[Housing Providers]]></category>

		<guid isPermaLink="false">http://blog.shscorp.ca/?p=603</guid>
		<description><![CDATA[<a href="/index.php/2010/04/09/party-roomcommon-room-rentals-part-3-in-a-5-part-series/"><img src="/wp-content/uploads/2010/04/writing100x100.png" alt="Party Room/Common Room Rentals - Part 3 in a 5-Part Series" title="Party Room/Common Room Rentals - Part 3 in a 5-Part Series" width="100" height="100" class="alignleft size-full wp-image-609" /></a>Last time, we talked about the issues and risks of relying on your corporation’s own insurance coverage when renting out your common/party rooms.  This week we’ll tackle another consideration when renting out these rooms: requiring the event organizers to purchase their own insurance.<a href="/index.php/2010/04/09/party-roomcommon-room-rentals-part-3-in-a-5-part-series/" title="Party Room/Common Room Rentals - Part 3 in a 5-part series">More>></a>]]></description>
		<wfw:commentRss>http://blog.shscorp.ca/index.php/2010/04/09/party-roomcommon-room-rentals-part-3-in-a-5-part-series/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Party Room/Common Room Rentals &#8211; Part 2 in a 5-part series</title>
		<link>http://blog.shscorp.ca/index.php/2010/03/16/party-roomcommon-room-rentals-part-2-in-a-5-part-series/</link>
		<comments>http://blog.shscorp.ca/index.php/2010/03/16/party-roomcommon-room-rentals-part-2-in-a-5-part-series/#comments</comments>
		<pubDate>Tue, 16 Mar 2010 14:57:44 +0000</pubDate>
		<dc:creator>Rachel Magee</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Common Rooms]]></category>

		<guid isPermaLink="false">http://blog.shscorp.ca/?p=531</guid>
		<description><![CDATA[<a href="/index.php/2010/03/16/party-roomcommon-room-rentals-part-2-in-a-5-part-series" title="Party Room/Common Room Rentals - Part 2 in a 5-part series"><img src="/wp-content/uploads/2010/03/dv1037005100x100.png" alt="Party Room/Common Room Rentals – Part 2 in a 5-part series" title="Party Room/Common Room Rentals – Part 2 in a 5-part series" /></a>
In this part 2 of a 5-part series, we'll look at the liability issues that your corporation could face by allowing events that serve alcohol to take place on your property. <a href="/index.php/2010/03/16/party-roomcommon-room-rentals-part-2-in-a-5-part-series" title="Party Room/Common Room Rentals - Part 2 in a 5-part series">More>></a>]]></description>
		<wfw:commentRss>http://blog.shscorp.ca/index.php/2010/03/16/party-roomcommon-room-rentals-part-2-in-a-5-part-series/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Party Room/Common Room Rentals &#8211; Part 1 in a 5-part series</title>
		<link>http://blog.shscorp.ca/index.php/2010/03/02/party-roomcommon-room-rentals-part-1-in-a-5-part-series/</link>
		<comments>http://blog.shscorp.ca/index.php/2010/03/02/party-roomcommon-room-rentals-part-1-in-a-5-part-series/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 15:13:11 +0000</pubDate>
		<dc:creator>Rachel Magee</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Common Rooms]]></category>
		<category><![CDATA[Housing Providers]]></category>

		<guid isPermaLink="false">http://blog.shscorp.ca/?p=469</guid>
		<description><![CDATA[<a href="/index.php/2010/03/02/party-roomcommon-room-rentals-part-1-in-a-5-part-series/" title="Party Room/Common Room Rentals - Part 1 in a 5-part series" rel="attachment wp-att-471"><img src="/wp-content/uploads/2010/03/Partyroom1.jpg" alt="Party Room/Common Room Rentals - Part 1 in a 5-part series" title="Party Room/Common Room Rentals - Part 1 in a 5-part series" width="100" height="100" class="alignleft size-full wp-image-471" /></a> Many of you have common rooms and/or party rooms for your tenants’ social events or community meetings. But did you know that there are insurance considerations associated with the use of these rooms? Here are a few things you should know. <a href="/index.php/2010/03/02/party-roomcommon-room-rentals-part-1-in-a-5-part-series/" title="Party Room/Common Room Rentals - Part 1 in a 5-part series" rel="attachment wp-att-471">More>> </a>]]></description>
		<wfw:commentRss>http://blog.shscorp.ca/index.php/2010/03/02/party-roomcommon-room-rentals-part-1-in-a-5-part-series/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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